Ready for award winning health insurance? Join Latrobe Health, a not-for-profit, member owned fund, trusted by more than 90,000 Australians.
This year we won two Finder awards and four WeMoney awards! Get award winning health cover today.
Choose your policy
Compare our products and choose a level of cover that suits you. If you need help, click on the web chat button or call us.
Enjoy the benefits
Once we've got your completed paperwork from your previous health fund, you can use your cover without re-serving wait periods^^.
^^ We recognise any waiting periods you served with your previous health fund. When switching to Latrobe Health on an equivalent or lower level of cover within 30 days of cover end date with old health fund, provided you already served your waiting period. You can use your cover with Latrobe Health after your previous insurer sends us your clearance certificate.
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Helps pay for a range of treatments when you're admitted to hospital. Hospital cover gives you access to private hospitals, choice of health practitioners, and avoiding public hospital wait lists.
Helps pay for a range of everyday healthcare treatments and products that Medicare doesn't cover such as dental, glasses, massage and more.
Includes both hospitals and extras cover. Benefit from both types of insurance under one policy that covers a range of healthcare treatments both in and out of hospital.
Extras benefit limits place a cap on the amount you can claim. They typically reset every 12 months.
Waiting periods apply to both extras and hospital policies. You will need to serve these before using the service and making a claim when you first join or increase your level of cover.
Switching health funds is quick and easy. Depending on your current excess level, you can transfer your waiting periods from your old policy to your new one so you can get started on claiming without having to wait.
The private health insurance rebate makes health insurance cheaper for most people. Your exact rebate is determined by your age and income.
The Lifetime Health Cover loading (LHC) kicks in if you don't have private hospital cover by age 31. You'll pay 2% extra for each year you're uninsured when you eventually get it.
The Medicare Levy Surcharge (MLS) is an income tax of up to 1.5% for high-income earners who do not have the appropriate level of private hospital cover. MLS is in addition to the Medicare Levy and is payable at tax time each year.
Latrobe’s Core Complete Extras won the comprehensive extras category because it covers more treatments in the comprehensive category for a lower price than any other policy Finder assessed.
Combined cover, that is hospital and extras private health insurance, allows you to mix and match different levels of hospital and extras cover so that you can come up with the product that suits you best.
Using our award-winning Core Complete extras cover, let us show you how you can take control of your health over 12 months after you’ve served your 2 months waiting period.
Here at Latrobe Health, we take member satisfaction seriously. We're always working to improve what we do, for our member.
We work hard to keep our premiums low. We're also proud to invest in our members and community.
When you switch to Latrobe, we recognise any waits you've served with your previous fund and will do the paperwork for you.
Not for profit
We're here for our members, not to make profits. Around 90c in every dollar we receive is used to pay our members' claims.