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Compare available Latrobe Health Services hospital and extras cover in one place. See what’s included, check pricing and find the cover that’s right for you.

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CoveredRestrictedNot covered

Hospital + Extras in one

Healthy Start Packagefrom$25.90/wk

Cover for all clinical categories in a public hospital, and accidents only in a participating private hospital, plus extras cover for everyday health needs.

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Hospital cover compared across Latrobe Health Services plans
Cover	Most PopularBronze Hospitalfrom$23.61/wkGet a quote View details for Bronze Hospital	Most PopularBronze Plus Hospitalfrom$24.78/wkGet a quote View details for Bronze Plus Hospital	Most PopularSilver Hospitalfrom$37.11/wkGet a quote View details for Silver Hospital	Most PopularEssential Silver Plus Hospitalfrom$30.85/wkGet a quote View details for Essential Silver Plus Hospital	Most PopularComplete Silver Plus Hospitalfrom$44.54/wkGet a quote View details for Complete Silver Plus Hospital
Rehab, mental health & palliative
Rehabilitation	Restricted	Restricted	Restricted	Covered	Covered
Hospital psychiatric services	Restricted	Restricted	Restricted	Restricted	Restricted
Palliative care	Restricted	Restricted	Restricted	Restricted	Covered
Bones, joints & spine
Bone, joint and muscle	Covered	Covered	Covered	Covered	Covered
Joint reconstructions	Covered	Covered	Covered	Covered	Covered
Joint replacements	Not covered	Not covered	Not covered	Not covered	Covered
Back, neck and spine	Not covered	Not covered	Covered	Covered	Covered
Podiatric surgery (provided by a registered podiatric surgeon)	Not covered	Not covered	Covered	Covered	Covered
Heart, lungs & blood
Heart and vascular system	Not covered	Not covered	Covered	Covered	Covered
Lung and chest	Not covered	Covered	Covered	Covered	Covered
Blood	Not covered	Covered	Covered	Covered	Covered
Sleep studies	Not covered	Not covered	Not covered	Covered	Covered
Digestive, kidney & urinary
Digestive system	Covered	Covered	Covered	Covered	Covered
Hernia and appendix	Covered	Covered	Covered	Covered	Covered
Gastrointestinal endoscopy	Covered	Covered	Covered	Covered	Covered
Kidney and bladder	Covered	Covered	Covered	Covered	Covered
Dialysis for chronic kidney failure	Not covered	Not covered	Not covered	Not covered	Covered
Male reproductive system	Covered	Covered	Covered	Covered	Covered
Eyes, ears, nose, throat & dental
Eye (not cataracts)	Covered	Covered	Covered	Covered	Covered
Cataracts	Not covered	Not covered	Not covered	Not covered	Covered
Ear, nose and throat	Covered	Covered	Covered	Covered	Covered
Tonsils, adenoids and grommets	Covered	Covered	Covered	Covered	Covered
Implantation of hearing devices	Not covered	Not covered	Covered	Covered	Covered
Dental surgery	Not covered	Covered	Covered	Covered	Covered
Brain, nerves & pain
Brain and nervous system	Covered	Covered	Covered	Covered	Covered
Pain management	Covered	Covered	Covered	Covered	Covered
Pain management with device	Not covered	Not covered	Not covered	Not covered	Covered
Pregnancy & women's health
Gynaecology	Covered	Covered	Covered	Covered	Covered
Pregnancy and birth	Not covered	Not covered	Not covered	Not covered	Not covered
Miscarriage and termination of pregnancy	Covered	Covered	Covered	Covered	Covered
Assisted reproductive services	Not covered	Not covered	Not covered	Not covered	Not covered
Breast surgery (medically necessary)	Covered	Covered	Covered	Covered	Covered
Cancer, skin & other surgery
Chemotherapy, radiotherapy and immunotherapy for cancer	Covered	Covered	Covered	Covered	Covered
Skin	Covered	Covered	Covered	Covered	Covered
Plastic and reconstructive surgery (medically necessary)	Not covered	Not covered	Covered	Covered	Covered
Diabetes management (excluding insulin pumps)	Covered	Covered	Covered	Covered	Covered
Insulin pumps	Not covered	Not covered	Not covered	Not covered	Covered
Weight loss surgery	Not covered	Not covered	Not covered	Not covered	Not covered

Bronze Hospitalfrom$23.61/wk

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Rehab, mental health & palliative
- RehabilitationRestricted
- Hospital psychiatric servicesRestricted
- Palliative careRestricted
Bones, joints & spine
- Bone, joint and muscleCovered
- Joint reconstructionsCovered
- Joint replacementsNot covered
- Back, neck and spineNot covered
- Podiatric surgery (provided by a registered podiatric surgeon)Not covered
Heart, lungs & blood
- Heart and vascular systemNot covered
- Lung and chestNot covered
- BloodNot covered
- Sleep studiesNot covered
Digestive, kidney & urinary
- Digestive systemCovered
- Hernia and appendixCovered
- Gastrointestinal endoscopyCovered
- Kidney and bladderCovered
- Dialysis for chronic kidney failureNot covered
- Male reproductive systemCovered
Eyes, ears, nose, throat & dental
- Eye (not cataracts)Covered
- CataractsNot covered
- Ear, nose and throatCovered
- Tonsils, adenoids and grommetsCovered
- Implantation of hearing devicesNot covered
- Dental surgeryNot covered
Brain, nerves & pain
- Brain and nervous systemCovered
- Pain managementCovered
- Pain management with deviceNot covered
Pregnancy & women's health
- GynaecologyCovered
- Pregnancy and birthNot covered
- Miscarriage and termination of pregnancyCovered
- Assisted reproductive servicesNot covered
- Breast surgery (medically necessary)Covered
Cancer, skin & other surgery
- Chemotherapy, radiotherapy and immunotherapy for cancerCovered
- SkinCovered
- Plastic and reconstructive surgery (medically necessary)Not covered
- Diabetes management (excluding insulin pumps)Covered
- Insulin pumpsNot covered
- Weight loss surgeryNot covered

Bronze Plus Hospitalfrom$24.78/wk

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Rehab, mental health & palliative
- RehabilitationRestricted
- Hospital psychiatric servicesRestricted
- Palliative careRestricted
Bones, joints & spine
- Bone, joint and muscleCovered
- Joint reconstructionsCovered
- Joint replacementsNot covered
- Back, neck and spineNot covered
- Podiatric surgery (provided by a registered podiatric surgeon)Not covered
Heart, lungs & blood
- Heart and vascular systemNot covered
- Lung and chestCovered
- BloodCovered
- Sleep studiesNot covered
Digestive, kidney & urinary
- Digestive systemCovered
- Hernia and appendixCovered
- Gastrointestinal endoscopyCovered
- Kidney and bladderCovered
- Dialysis for chronic kidney failureNot covered
- Male reproductive systemCovered
Eyes, ears, nose, throat & dental
- Eye (not cataracts)Covered
- CataractsNot covered
- Ear, nose and throatCovered
- Tonsils, adenoids and grommetsCovered
- Implantation of hearing devicesNot covered
- Dental surgeryCovered
Brain, nerves & pain
- Brain and nervous systemCovered
- Pain managementCovered
- Pain management with deviceNot covered
Pregnancy & women's health
- GynaecologyCovered
- Pregnancy and birthNot covered
- Miscarriage and termination of pregnancyCovered
- Assisted reproductive servicesNot covered
- Breast surgery (medically necessary)Covered
Cancer, skin & other surgery
- Chemotherapy, radiotherapy and immunotherapy for cancerCovered
- SkinCovered
- Plastic and reconstructive surgery (medically necessary)Not covered
- Diabetes management (excluding insulin pumps)Covered
- Insulin pumpsNot covered
- Weight loss surgeryNot covered

Silver Hospitalfrom$37.11/wk

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Rehab, mental health & palliative
- RehabilitationRestricted
- Hospital psychiatric servicesRestricted
- Palliative careRestricted
Bones, joints & spine
- Bone, joint and muscleCovered
- Joint reconstructionsCovered
- Joint replacementsNot covered
- Back, neck and spineCovered
- Podiatric surgery (provided by a registered podiatric surgeon)Covered
Heart, lungs & blood
- Heart and vascular systemCovered
- Lung and chestCovered
- BloodCovered
- Sleep studiesNot covered
Digestive, kidney & urinary
- Digestive systemCovered
- Hernia and appendixCovered
- Gastrointestinal endoscopyCovered
- Kidney and bladderCovered
- Dialysis for chronic kidney failureNot covered
- Male reproductive systemCovered
Eyes, ears, nose, throat & dental
- Eye (not cataracts)Covered
- CataractsNot covered
- Ear, nose and throatCovered
- Tonsils, adenoids and grommetsCovered
- Implantation of hearing devicesCovered
- Dental surgeryCovered
Brain, nerves & pain
- Brain and nervous systemCovered
- Pain managementCovered
- Pain management with deviceNot covered
Pregnancy & women's health
- GynaecologyCovered
- Pregnancy and birthNot covered
- Miscarriage and termination of pregnancyCovered
- Assisted reproductive servicesNot covered
- Breast surgery (medically necessary)Covered
Cancer, skin & other surgery
- Chemotherapy, radiotherapy and immunotherapy for cancerCovered
- SkinCovered
- Plastic and reconstructive surgery (medically necessary)Covered
- Diabetes management (excluding insulin pumps)Covered
- Insulin pumpsNot covered
- Weight loss surgeryNot covered

Most PopularEssential Silver Plus Hospitalfrom$30.85/wk

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Rehab, mental health & palliative
- RehabilitationCovered
- Hospital psychiatric servicesRestricted
- Palliative careRestricted
Bones, joints & spine
- Bone, joint and muscleCovered
- Joint reconstructionsCovered
- Joint replacementsNot covered
- Back, neck and spineCovered
- Podiatric surgery (provided by a registered podiatric surgeon)Covered
Heart, lungs & blood
- Heart and vascular systemCovered
- Lung and chestCovered
- BloodCovered
- Sleep studiesCovered
Digestive, kidney & urinary
- Digestive systemCovered
- Hernia and appendixCovered
- Gastrointestinal endoscopyCovered
- Kidney and bladderCovered
- Dialysis for chronic kidney failureNot covered
- Male reproductive systemCovered
Eyes, ears, nose, throat & dental
- Eye (not cataracts)Covered
- CataractsNot covered
- Ear, nose and throatCovered
- Tonsils, adenoids and grommetsCovered
- Implantation of hearing devicesCovered
- Dental surgeryCovered
Brain, nerves & pain
- Brain and nervous systemCovered
- Pain managementCovered
- Pain management with deviceNot covered
Pregnancy & women's health
- GynaecologyCovered
- Pregnancy and birthNot covered
- Miscarriage and termination of pregnancyCovered
- Assisted reproductive servicesNot covered
- Breast surgery (medically necessary)Covered
Cancer, skin & other surgery
- Chemotherapy, radiotherapy and immunotherapy for cancerCovered
- SkinCovered
- Plastic and reconstructive surgery (medically necessary)Covered
- Diabetes management (excluding insulin pumps)Covered
- Insulin pumpsNot covered
- Weight loss surgeryNot covered

Complete Silver Plus Hospitalfrom$44.54/wk

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Rehab, mental health & palliative
- RehabilitationCovered
- Hospital psychiatric servicesRestricted
- Palliative careCovered
Bones, joints & spine
- Bone, joint and muscleCovered
- Joint reconstructionsCovered
- Joint replacementsCovered
- Back, neck and spineCovered
- Podiatric surgery (provided by a registered podiatric surgeon)Covered
Heart, lungs & blood
- Heart and vascular systemCovered
- Lung and chestCovered
- BloodCovered
- Sleep studiesCovered
Digestive, kidney & urinary
- Digestive systemCovered
- Hernia and appendixCovered
- Gastrointestinal endoscopyCovered
- Kidney and bladderCovered
- Dialysis for chronic kidney failureCovered
- Male reproductive systemCovered
Eyes, ears, nose, throat & dental
- Eye (not cataracts)Covered
- CataractsCovered
- Ear, nose and throatCovered
- Tonsils, adenoids and grommetsCovered
- Implantation of hearing devicesCovered
- Dental surgeryCovered
Brain, nerves & pain
- Brain and nervous systemCovered
- Pain managementCovered
- Pain management with deviceCovered
Pregnancy & women's health
- GynaecologyCovered
- Pregnancy and birthNot covered
- Miscarriage and termination of pregnancyCovered
- Assisted reproductive servicesNot covered
- Breast surgery (medically necessary)Covered
Cancer, skin & other surgery
- Chemotherapy, radiotherapy and immunotherapy for cancerCovered
- SkinCovered
- Plastic and reconstructive surgery (medically necessary)Covered
- Diabetes management (excluding insulin pumps)Covered
- Insulin pumpsCovered
- Weight loss surgeryNot covered

Indicated prices are for a single person aged 30 living in VIC, with the Base Tier Australian Government Rebate applied, no Lifetime Health Cover loading and each plan’s highest excess; your premium depends on your details, and prices and available plans can change. Restricted means limited benefits, typically treatment as a private patient in a public hospital. The Product Disclosure Statement prevails over this summary.

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