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Hospital Cover + add extras = $0.00

You're eligible for a ${ageBasedDiscount}% discount

Based on your Date of Birth, you are eligible for an Aged Based Discount of ${ageBasedDiscount}%. This rate will be retained until you turn 41 if you remain on the same policy. If you previously held an Aged Based Discount, this may be considered upon transferring. This will be confirmed in processing your application/transfer.

You're eligible for a ${ageBasedDiscount}% discount

Based on your Date of Birth, you are eligible for an Aged Based Discount of ${ageBasedDiscount}%. This rate will be retained until you turn 41 if you remain on the same policy. If you previously held an Aged Based Discount, this may be considered upon transferring. This will be confirmed in processing your application/transfer.

If any dependant is married or in a de facto relationship, they cannot be covered on a family policy and will need to take out their own cover.
* Based on the responses to these quote questions full Lifetime Health Cover loading may be applied to the policy premium. This quote may be amended when/if more information is provided to the Fund about your previous private health insurance cover history. In some circumstances, actual premiums may be lower than those quoted.

Choose your hospital cover

Options

No thanks,
I just want extras cover only.

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Special benefits
No co-payment
No excess
Age-based discount may apply

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From
From

Reducing excess over 4 years.

Year 1 - $300
Year 2 - $250
Year 3 - $200
Year 4 - $150

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From

Our second highest level of hospital cover designed to balance your budget and health care needs.  Suitable for those not planning a family.

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A mid range cover designed to balance your budget and health care needs

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BronzePlus covers you for a wider range of services than Basic cover and is designed to balance your budget and health care needs

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Healthy Start is a combined hospital and extras package, providing cover for treatment in a public hospital and limited cover for treatment in a private hospital. Cover for shared or private room in a Participating Private Hospital for treatment of injuries directly relating to an accident. You are covered for the treatment of these injuries for up to 6 months from the date of the accident. This cover is suitable for singles, couples and families. An age-based discount may apply.

 

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Basic Public Hospital cover provides cover for treatment in a public hospital and limited cover for treatment in a private hospital. You are covered in a public hospital and can choose your own doctor.

Select
Covered
  • Rehabilitation
  • Hospital Psychiatric Services
  • Palliative Care
  • Brain and Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Heart and Vascular System
  • Lung and Chest
  • Blood
  • Back, Neck and Spine
  • Plastic and Reconstructive Surgery (Medically Necessary)
  • Dental Surgery
  • Implantation of hearing devices
  • Cataracts
  • Joint Replacements
  • Dialysis for Chronic Kidney Failure
  • Pregnancy and Birth
  • Assisted Reproductive Services
  • Weight Loss Surgery
  • Insulin Pumps
  • Pain Management with Device
  • Sleep Studies
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon) (restricted)
  • Rehabilitation
  • Hospital Psychiatric Services
  • Palliative Care
  • Brain and Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Heart and Vascular System
  • Lung and Chest
  • Blood
  • Back, Neck and Spine
  • Plastic and Reconstructive Surgery (Medically Necessary)
  • Dental Surgery
  • Implantation of hearing devices
  • Cataracts
  • Joint Replacements
  • Dialysis for Chronic Kidney Failure
  • Pregnancy and Birth
  • Assisted Reproductive Services
  • Weight Loss Surgery
  • Insulin Pumps
  • Pain Management with Device
  • Sleep Studies
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon) (restricted)
  • Rehabilitation
  • Hospital Psychiatric Services
  • Palliative Care
  • Brain and Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Heart and Vascular System
  • Lung and Chest
  • Blood
  • Back, Neck and Spine
  • Plastic and Reconstructive Surgery (Medically Necessary)
  • Dental Surgery
  • Implantation of hearing devices
  • Cataracts
  • Joint Replacements
  • Dialysis for Chronic Kidney Failure
  • Pregnancy and Birth
  • Assisted Reproductive Services
  • Weight Loss Surgery
  • Insulin Pumps
  • Pain Management with Device
  • Sleep Studies
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon) (restricted)
  • Rehabilitation
  • Hospital Psychiatric Services
  • Palliative Care
  • Brain and Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Heart and Vascular System
  • Lung and Chest
  • Blood
  • Back, Neck and Spine
  • Plastic and Reconstructive Surgery (Medically Necessary)
  • Dental Surgery
  • Implantation of hearing devices
  • Cataracts
  • Joint Replacements
  • Dialysis for Chronic Kidney Failure
  • Pregnancy and Birth
  • Assisted Reproductive Services
  • Weight Loss Surgery
  • Insulin Pumps
  • Pain Management with Device
  • Sleep Studies
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon) (restricted)
  • Rehabilitation
  • Hospital Psychiatric Services
  • Palliative Care
  • Brain and Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Heart and Vascular System
  • Lung and Chest
  • Blood
  • Back, Neck and Spine
  • Plastic and Reconstructive Surgery (Medically Necessary)
  • Dental Surgery
  • Implantation of hearing devices
  • Cataracts
  • Joint Replacements
  • Dialysis for Chronic Kidney Failure
  • Pregnancy and Birth
  • Assisted Reproductive Services
  • Weight Loss Surgery
  • Insulin Pumps
  • Pain Management with Device
  • Sleep Studies
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon) (restricted)
  • Rehabilitation
  • Palliative Care
  • Brain and Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Heart and Vascular System
  • Lung and Chest
  • Blood
  • Back, Neck and Spine
  • Plastic and Reconstructive Surgery (Medically Necessary)
  • Dental Surgery
  • Implantation of hearing devices
  • Cataracts
  • Joint Replacements
  • Dialysis for Chronic Kidney Failure
  • Insulin Pumps
  • Pain Management
  • Sleep Studies
  • Hospital Psychiatric Services (restricted)
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon) (restricted)
  • Excludes Pregnancy and Birth
  • Excludes Assisted Reproductive Services
  • Excludes Weight Loss Surgery
  • Brain and Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Heart and Vascular System
  • Lung and Chest
  • Blood
  • Back, Neck and Spine
  • Plastic and Reconstructive Surgery (Medically Necessary)
  • Dental Surgery
  • Implantation of hearing devices
  • Rehabilitation (restricted)
  • Hospital Psychiatric Services (restricted)
  • Palliative Care (restricted)
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon) (restricted)
  • Excludes Cataracts
  • Excludes Joint Replacements
  • Excludes Dialysis for Chronic Kidney Failure
  • Excludes Pregnancy and Birth
  • Excludes Assisted Reproductive Services
  • Excludes Weight Loss Surgery
  • Excludes Insulin Pumps
  • Excludes Pain Management with Device
  • Excludes Sleep Studies
  • Brain and Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Dental Surgery
  • Rehabilitation (restricted)
  • Hospital Psychiatric Services (restricted)
  • Palliative Care (restricted)
  • Excludes Heart and Vascular System
  • Excludes Lung and Chest
  • Excludes Blood
  • Excludes Back, Neck and Spine
  • Excludes Plastic and Reconstructive Surgery (Medically Necessary)
  • Excludes Podiatric Surgery (Provided by a Registered Podiatric Surgeon)
  • Excludes Implantation of hearing devices
  • Excludes Cataracts
  • Excludes Joint Replacements
  • Excludes Dialysis for Chronic Kidney Failure
  • Excludes Pregnancy and Birth
  • Excludes Assisted Reproductive Services
  • Excludes Weight Loss Surgery
  • Excludes Insulin Pumps
  • Excludes Pain Management with Device
  • Excludes Sleep Studies
  • Rehabilitation (restricted)
  • Hospital Psychiatric Services (restricted)
  • Palliative Care (restricted)
  • Brain and Nervous System (restricted)
  • Eye (Not Cataracts) (restricted)
  • Ear, Nose and Throat (restricted)
  • Tonsils, Adenoids and Grommets (restricted)
  • Bone, Joint & Muscle (restricted)
  • Joint Reconstructions (restricted)
  • Kidney and Bladder (restricted)
  • Male Reproductive System (restricted)
  • Digestive System (restricted)
  • Hernia and appendix (restricted)
  • Gastrointestinal Endoscopy (restricted)
  • Gynaecology (restricted)
  • Miscarriage and Termination of Pregnancy (restricted)
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer (restricted)
  • Pain Management (restricted)
  • Skin (restricted)
  • Breast Surgery (Medically Necessary) (restricted)
  • Diabetes Management (Excluding Insulin Pumps) (restricted)
  • Heart and Vascular System (restricted)
  • Lung and Chest (restricted)
  • Blood (restricted)
  • Back, Neck and Spine (restricted)
  • Plastic and Reconstructive Surgery (Medically Necessary) (restricted)
  • Dental Surgery (restricted)
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon) (restricted)
  • Implantation of hearing devices (restricted)
  • Cataracts (restricted)
  • Joint Replacements (restricted)
  • Dialysis for Chronic Kidney Failure (restricted)
  • Pregnancy and Birth (restricted)
  • Assisted Reproductive Services (restricted)
  • Weight Loss Surgery (restricted)
  • Insulin Pumps (restricted)
  • Pain Management with Device (restricted)
  • Sleep Studies (restricted)
  • Rehabilitation (restricted)
  • Hospital Psychiatric Services (restricted)
  • Palliative Care (restricted)
  • Brain and Nervous System (restricted)
  • Eye (Not Cataracts) (restricted)
  • Ear, Nose and Throat (restricted)
  • Tonsils, Adenoids and Grommets (restricted)
  • Bone, Joint & Muscle (restricted)
  • Joint Reconstructions (restricted)
  • Kidney and Bladder (restricted)
  • Male Reproductive System (restricted)
  • Digestive System (restricted)
  • Hernia and appendix (restricted)
  • Gastrointestinal Endoscopy (restricted)
  • Gynaecology (restricted)
  • Miscarriage and Termination of Pregnancy (restricted)
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer (restricted)
  • Pain Management (restricted)
  • Skin (restricted)
  • Breast Surgery (Medically Necessary) (restricted)
  • Diabetes Management (Excluding Insulin Pumps) (restricted)
  • Heart and Vascular System (restricted)
  • Lung and Chest (restricted)
  • Blood (restricted)
  • Back, Neck and Spine (restricted)
  • Plastic and Reconstructive Surgery (Medically Necessary) (restricted)
  • Dental Surgery (restricted)
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon) (restricted)
  • Implantation of hearing devices (restricted)
  • Cataracts (restricted)
  • Joint Replacements (restricted)
  • Dialysis for Chronic Kidney Failure (restricted)
  • Pregnancy and Birth (restricted)
  • Assisted Reproductive Services (restricted)
  • Weight Loss Surgery (restricted)
  • Insulin Pumps (restricted)
  • Pain Management with Device (restricted)
  • Sleep Studies (restricted)

Add your extras

Options
From

One of our most comprehensive extras cover with the highest level of benefits. This cover can be taken with or without hospital cover, suitable for families, couples and singles.

From

Designed for families with non-student and student dependants aged 18-25, who are not married or living in a defacto relationship. They can be living away from home and earning an income. This cover can be packaged with one of our Gold Family Care Hospital covers.

From

An affordable cover with a comprehensive range of benefits. This cover can be taken as a stand alone product or packaged with a hospital cover, suitable for singles, couples and families.

From

Our middle range extras cover, only available with a hospital cover. Suitable for singles, couples and families.

From

Designed for families with non-student and student dependants aged 18-25, who are not married or living in a defacto relationship. They can be living away from home and earning an income. This cover can be packaged with one of our Gold Family Care hospital covers.

From

Designed for those who do not wish to take out a hospital cover. However, if you wish to combine it with a hospital cover, you will receive a bonus upgrade to our Advantage Extras which gives you additional benefits at a lower cost.

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Designed for singles, couples and families who want basic extras cover.

From

Designed for singles, couples and families who want basic extras cover when combined with a hospital product.

From

For singles, couples and families wanting dental-only cover. It can be purchased with or without a hospital cover. Orthodontics is not included in this cover.

From

Healthy Start Extras forms part of the Healthy Start Basic Hospital Package.

This extras option appears automatically and forms part of the Healthy Start Basic Hospital Package quote.

Select
Covered
  • General dental: no limits apply
  • Major Dental up to $1,500 per person
  • Orthodontics range from $900 to $3,000 per course
  • Optical services $250 per person per calendar year
  • Therapies: a comprehensive range of 14 therapies including chiropractic, physiotherapy and remedial massage with higher per person limits
  • Additional services: a comprehensive range of health services including podiatry, health appliances, hearing aids with higher per person limits
  • General dental: no limits apply
  • Major Dental up to $1,500 per person
  • Orthodontics range from $900 to $3,000 per course
  • Optical services $250 per person per calendar year
  • Therapies: a comprehensive range of 14 therapies including chiropractic, physiotherapy and remedial massage with higher per person limits
  • Additional services: a comprehensive range of health services including podiatry, health appliances, hearing aids with higher per person limits
  • General and major dental $1,200 per person / $2,400 per membership
  • Orthodontics range from $900 to $2,000 per course
  • Optical Services $180 per person per calendar year
  • Therapies: a comprehensive range of 13 therapies including chiropractic, physiotherapy and remedial massage
  • Additional services: a comprehensive range of health services including podiatry, health appliances, hearing aids, allergy/travel vaccines
  • General and major dental $1,000 per person / $2,000 per membership
  • Orthodontics range from $900 to $1,800 per course
  • Optical services $135 per person per calendar year
  • Therapies: a comprehensive range of 12 therapies including chiropractic, physiotherapy and remedial massage
  • Additional services: a comprehensive range of health services including podiatry, health appliances, hearing aids, psychology, health screening
  • General and major dental $1,000 per person / $2,000 per membership
  • Orthodontics range from $900 to $1,800 per course
  • Optical services $135 per person per calendar year
  • Therapies: a comprehensive range of 12 therapies including chiropractic, physiotherapy and remedial massage
  • Therapies: a comprehensive range of 12 therapies including chiropractic, physiotherapy and remedial massage
  • General and major dental $1,000 per person / $2,000 per membership
  • Orthodontics range from $900 to $1,800 per course
  • Optical services $135 per person per calendar year
  • Therapies: a comprehensive range of 12 therapies including chiropractic, physiotherapy and remedial massage
  • Additional services: a comprehensive range of health services including podiatry, health appliances, hearing aids, psychology, health screening
  • Limit for general and major dental is $500 per person. A limit of $2,000 applies to the membership.
  • Optical services $135 per person per calendar year
  • Therapies: a basic range of 5 therapies
  • General dental $ 500 per person $2,000 per membership plus cover for dental treatment resulting from an accident
  • Major dental: cover for dental treatment resulting from an accident
  • Optical services $130 per person per calendar year
  • Therapies: a basic range of 5 therapies
  • General and major dental $1,000 per person / $2,000 per membership
  • Limit for selected general dental treatment is $500 per person. Other dental treatment is only covered if it is a result of an accident and is limited to $250 per accident.
  • Optical services $130 per person per calendar year
  • Therapies: a basic range of 5 therapies