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Hospital Cover + add extras = $0.00

Responses to this query suggest eligibility for an age-based discount on your premium. Discounts can be retained until age 41 when remaining on the same policy. If an age-based discount was held on a different policy, this may be considered upon transferring and will be confirmed once processing your application/transfer.

Responses to this query suggest eligibility for an age-based discount on your premium. Discounts can be retained until age 41 when remaining on the same policy. If an age-based discount was held on a different policy, this may be considered upon transferring and will be confirmed once processing your application/transfer.

Responses to this query suggest that Lifetime Health Cover Loading may apply to your premium. Further information during your application process or once previous funds have been contacted may change the result of this quote. In some circumstances, actual premiums may be lower than those quoted.
If any dependant is married or in a de facto relationship, they cannot be covered on a family policy and will need to take out their own cover.
* Based on the responses to these quote questions full Lifetime Health Cover loading has been applied to the policy premium. This quote may be amended when/if more information is provided to the Fund about your previous private health insurance cover history. In some circumstances, actual premiums may be lower than those quoted.

Choose your hospital cover

Healthy Start Basic Hospital Package
Bronze Hospital
Bronze Plus Hospital
Silver Hospital
Silver Plus Hospital

No thanks,
I just want extras cover only.

From

A cover designed for hospitalisations resulting from accidents plus basic extras cover for general dental, accident-related major dental, optical, physio, remedial massage and chiro. Designed for sports lovers, thrill seekers and those who live life to its fullest ‘just in case’.
From

A cost-effective hospital cover for the most common hospital treatments including tonsils, adenoids and grommets, joint reconstructions, hernia and appendix, chemo and gastrointestinal endoscopies.
From

Bronze Plus is a great-value choice providing an extra level of comfort. In addition to more common procedures and treatments, it includes treatments for blood, lung and chest and in-hospital dental surgery such as wisdom teeth extractions.

 
From

A hospital cover for those unexpected but potentially serious hospitalisations, specifically heart and vascular system, and back, neck and spine. Well suited to established families who have decided their family is as big as its going to get.
From

Comprehensive hospital cover well suited to empty nesters and established families, couples and singles who want peace of mind. Includes cover for joint replacements, dialysis and cataracts.

 
  • Rehabilitation
  • Hospital Psychiatric Services
  • Palliative Care
  • Brain and Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Heart and Vascular System
  • Lung and Chest
  • Blood
  • Back, Neck and Spine
  • Plastic and Reconstructive Surgery (Medically Necessary)
  • Dental Surgery
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon)
  • Implantation of hearing devices
  • Cataracts
  • Joint Replacements
  • Dialysis for Chronic Kidney Failure
  • Pregnancy and Birth
  • Assisted Reproductive Services
  • Weight Loss Surgery
  • Insulin Pumps
  • Pain Management with Device
  • Sleep Studies
  • Brain and Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Rehabilitation
  • Hospital Psychiatric Services
  • Palliative Care
  • Dental Surgery
  • Lung and Chest
  • Blood
  • Heart and Vascular System
  • Back, Neck and Spine
  • Plastic and Reconstructive Surgery (Medically Necessary)
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon)
  • Implantation of hearing devices
  • Cataracts
  • Joint Replacements
  • Dialysis for Chronic Kidney Failure
  • Pregnancy and Birth
  • Assisted Reproductive Services
  • Weight Loss Surgery
  • Insulin Pumps
  • Pain Management with Device
  • Sleep Studies
  • Brain and Nervous System
  • Blood
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Lung and Chest
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Dental Surgery
  • Rehabilitation
  • Hospital Psychiatric Services
  • Palliative Care
  • Heart and Vascular System
  • Back, Neck and Spine
  • Plastic and Reconstructive Surgery (Medically Necessary)
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon)
  • Implantation of hearing devices
  • Cataracts
  • Joint Replacements
  • Dialysis for Chronic Kidney Failure
  • Pregnancy and Birth
  • Assisted Reproductive Services
  • Weight Loss Surgery
  • Insulin Pumps
  • Pain Management with Device
  • Sleep Studies
  • Brain and Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Heart and Vascular System
  • Lung and Chest
  • Blood
  • Back, Neck and Spine
  • Plastic and Reconstructive Surgery (Medically Necessary)
  • Dental Surgery
  • Implantation of hearing devices
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon)
  • Rehabilitation
  • Hospital Psychiatric Services
  • Palliative Care
  • Cataracts
  • Joint Replacements
  • Dialysis for Chronic Kidney Failure
  • Pregnancy and Birth
  • Assisted Reproductive Services
  • Weight Loss Surgery
  • Insulin Pumps
  • Pain Management with Device
  • Sleep Studies
  • Rehabilitation
  • Palliative Care
  • Brain and Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Heart and Vascular System
  • Lung and Chest
  • Blood
  • Back, Neck and Spine
  • Plastic and Reconstructive Surgery (Medically Necessary)
  • Dental Surgery
  • Implantation of hearing devices
  • Cataracts
  • Joint Replacements
  • Dialysis for Chronic Kidney Failure
  • Insulin Pumps
  • Pain Management with Device
  • Sleep Studies
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon)
  • Hospital Psychiatric Services
  • Pregnancy and Birth
  • Assisted Reproductive Services
  • Weight Loss Surgery

Add your extras

Healthy Start Extras
Basic Extras
Core Essentials Extras
Core Complete Extras
Core Complete Extras Package
Premier Singles and Couples
From

Entry level extras for the budget conscious, Healthy Start Extras forms part of the Healthy Start Hospital Package.

This extras option appears automatically and forms part of the Healthy Start Hospital Package quote.
From

Entry level extras cover for the budget-conscious.
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Great value extras cover providing a range of must have services well suited to active singles and couples.
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Great value extras cover providing a range of must have services designed for the needs of established families and mature couples and singles.
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Great value extras cover providing a range of must have services designed for the needs of established families and mature couples and singles. 

This cover must be taken with hospital cover.

 
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The top level of extras cover for the widest range of services to support most situations couples or singles may face.
  • General dental
  • Major dental
  • Optical services
  • Allied health
  • Other inclusions
  • General dental
  • Major dental
  • Optical
  • Allied health
  • Other inclusions
  • General dental
  • Optical
  • Allied health
  • Other inclusions
  • General dental
  • Major dental including orthodontics
  • Optical
  • Allied health
  • Other inclusions
  • General dental
  • Major dental including orthodontics
  • Optical
  • Allied health
  • Other inclusions
  • General dental
  • Major dental
  • Orthodontics
  • Optical
  • Allied Health
  • Other inclusions