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Hospital Cover + add extras = $0.00

You're eligible for a ${ageBasedDiscount}% discount

Based on your Date of Birth, you are eligible for an Aged Based Discount of ${ageBasedDiscount}%. This rate will be retained until you turn 41 if you remain on the same policy. If you previously held an Aged Based Discount, this may be considered upon transferring. This will be confirmed in processing your application/transfer.

You're eligible for a ${ageBasedDiscount}% discount

Based on your Date of Birth, you are eligible for an Aged Based Discount of ${ageBasedDiscount}%. This rate will be retained until you turn 41 if you remain on the same policy. If you previously held an Aged Based Discount, this may be considered upon transferring. This will be confirmed in processing your application/transfer.

If any dependant is married or in a de facto relationship, they cannot be covered on a family policy and will need to take out their own cover.
* Based on the responses to these quote questions full Lifetime Health Cover loading may be applied to the policy premium. This quote may be amended when/if more information is provided to the Fund about your previous private health insurance cover history. In some circumstances, actual premiums may be lower than those quoted.

Choose your hospital cover

Options

No thanks,
I just want extras cover only.

From

A cover designed for hospitalisations resulting from accidents plus basic extras cover for general dental, accident-related major dental, optical, physio, remedial massage and chiro. Designed for sports lovers, thrill seekers and those who live life to its fullest ‘just in case’.

From

A cost-effective hospital cover for the most common hospital treatments including tonsils, adenoids and grommets, joint reconstructions, hernia and appendix, chemo and gastrointestinal endoscopies.

From

Bronze Plus is a great-value choice providing an extra level of comfort. In addition to more common procedures and treatments, it includes treatments for blood, lung and chest and in-hospital dental surgery such as wisdom teeth extractions.

 

From

A hospital cover for those unexpected but potentially serious hospitalisations, specifically heart and vascular system, and back, neck and spine. Well suited to established families who have decided their family is as big as its going to get.

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Comprehensive hospital cover well suited to empty nesters and established families, couples and singles who want peace of mind. Includes cover for joint replacements, dialysis and cataracts.

 

Select
Covered
  • Rehabilitation (restricted)
  • Hospital Psychiatric Services (restricted)
  • Palliative Care (restricted)
  • Brain and Nervous System (restricted)
  • Eye (Not Cataracts) (restricted)
  • Ear, Nose and Throat (restricted)
  • Tonsils, Adenoids and Grommets (restricted)
  • Bone, Joint & Muscle (restricted)
  • Joint Reconstructions (restricted)
  • Kidney and Bladder (restricted)
  • Male Reproductive System (restricted)
  • Digestive System (restricted)
  • Hernia and appendix (restricted)
  • Gastrointestinal Endoscopy (restricted)
  • Gynaecology (restricted)
  • Miscarriage and Termination of Pregnancy (restricted)
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer (restricted)
  • Pain Management (restricted)
  • Skin (restricted)
  • Breast Surgery (Medically Necessary) (restricted)
  • Diabetes Management (Excluding Insulin Pumps) (restricted)
  • Heart and Vascular System (restricted)
  • Lung and Chest (restricted)
  • Blood (restricted)
  • Back, Neck and Spine (restricted)
  • Plastic and Reconstructive Surgery (Medically Necessary) (restricted)
  • Dental Surgery (restricted)
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon) (restricted)
  • Implantation of hearing devices (restricted)
  • Cataracts (restricted)
  • Joint Replacements (restricted)
  • Dialysis for Chronic Kidney Failure (restricted)
  • Pregnancy and Birth (restricted)
  • Assisted Reproductive Services (restricted)
  • Weight Loss Surgery (restricted)
  • Insulin Pumps (restricted)
  • Pain Management with Device (restricted)
  • Sleep Studies (restricted)
  • Brain and Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Rehabilitation (restricted)
  • Hospital Psychiatric Services (restricted)
  • Palliative Care (restricted)
  • Excludes Dental Surgery
  • Excludes Lung and Chest
  • Excludes Blood
  • Excludes Heart and Vascular System
  • Excludes Back, Neck and Spine
  • Excludes Plastic and Reconstructive Surgery (Medically Necessary)
  • Excludes Podiatric Surgery (Provided by a Registered Podiatric Surgeon)
  • Excludes Implantation of hearing devices
  • Excludes Cataracts
  • Excludes Joint Replacements
  • Excludes Dialysis for Chronic Kidney Failure
  • Excludes Pregnancy and Birth
  • Excludes Assisted Reproductive Services
  • Excludes Weight Loss Surgery
  • Excludes Insulin Pumps
  • Excludes Pain Management with Device
  • Excludes Sleep Studies
  • Brain and Nervous System
  • Blood
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Lung and Chest
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Dental Surgery
  • Rehabilitation (restricted)
  • Hospital Psychiatric Services (restricted)
  • Palliative Care (restricted)
  • Excludes Heart and Vascular System
  • Excludes Back, Neck and Spine
  • Excludes Plastic and Reconstructive Surgery (Medically Necessary)
  • Excludes Podiatric Surgery (Provided by a Registered Podiatric Surgeon)
  • Excludes Implantation of hearing devices
  • Excludes Cataracts
  • Excludes Joint Replacements
  • Excludes Dialysis for Chronic Kidney Failure
  • Excludes Pregnancy and Birth
  • Excludes Assisted Reproductive Services
  • Excludes Weight Loss Surgery
  • Excludes Insulin Pumps
  • Excludes Pain Management with Device
  • Excludes Sleep Studies
  • Brain and Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Heart and Vascular System
  • Lung and Chest
  • Blood
  • Back, Neck and Spine
  • Plastic and Reconstructive Surgery (Medically Necessary)
  • Dental Surgery
  • Implantation of hearing devices
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon)
  • Rehabilitation (restricted)
  • Hospital Psychiatric Services (restricted)
  • Palliative Care (restricted)
  • Excludes Cataracts
  • Excludes Joint Replacements
  • Excludes Dialysis for Chronic Kidney Failure
  • Excludes Pregnancy and Birth
  • Excludes Assisted Reproductive Services
  • Excludes Weight Loss Surgery
  • Excludes Insulin Pumps
  • Excludes Pain Management with Device
  • Excludes Sleep Studies
  • Rehabilitation
  • Palliative Care
  • Brain and Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Heart and Vascular System
  • Lung and Chest
  • Blood
  • Back, Neck and Spine
  • Plastic and Reconstructive Surgery (Medically Necessary)
  • Dental Surgery
  • Implantation of hearing devices
  • Cataracts
  • Joint Replacements
  • Dialysis for Chronic Kidney Failure
  • Insulin Pumps
  • Pain Management
  • Sleep Studies
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon)
  • Hospital Psychiatric Services (restricted)
  • Excludes Pregnancy and Birth
  • Excludes Assisted Reproductive Services
  • Excludes Weight Loss Surgery

Add your extras

Options
From

Entry level extras for the budget conscious, Healthy Start Extras forms part of the Healthy Start Hospital Package.

This extras option appears automatically and forms part of the Healthy Start Hospital Package quote.

From

Entry level extras cover for the budget-conscious.

From

Great value extras cover providing a range of must have services well suited to active singles and couples.

From

Great value extras cover providing a range of must have services designed for the needs of established families and mature couples and singles.

From

Great value extras cover providing a range of must have services designed for the needs of established families and mature couples and singles. 

This cover must be taken with hospital cover.

 

From

The top level of extras cover for the widest range of services to support most situations couples or singles may face.

From

Comprehensive extras cover with our highest level of benefits. This cover has no limits on essential dental services and extensive orthodontics cover.

Select
Covered
  • General dental
  • Major dental
  • Optical services
  • Allied health
  • Other inclusions
  • General dental
  • Major dental
  • Optical
  • Allied health
  • Other inclusions
  • General dental
  • Optical
  • Allied health
  • Other inclusions
  • General dental
  • Major dental including orthodontics
  • Optical
  • Allied health
  • Other inclusions
  • General dental
  • Major dental including orthodontics
  • Optical
  • Allied health
  • Other inclusions
  • General dental
  • Major dental including orthodontics
  • Optical
  • Allied Health
  • Other inclusions
  • General dental
  • Major dental including orthodontics
  • Optical
  • Allied Health
  • Other inclusions