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Hospital Cover + add extras = $0.00

You're eligible for a ${ageBasedDiscount}% discount

Based on your Date of Birth, you are eligible for an Aged Based Discount of ${ageBasedDiscount}%. This rate will be retained until you turn 41 if you remain on the same policy. If you previously held an Aged Based Discount, this may be considered upon transferring. This will be confirmed in processing your application/transfer.

You're eligible for a ${ageBasedDiscount}% discount

Based on your Date of Birth, you are eligible for an Aged Based Discount of ${ageBasedDiscount}%. This rate will be retained until you turn 41 if you remain on the same policy. If you previously held an Aged Based Discount, this may be considered upon transferring. This will be confirmed in processing your application/transfer.

If any dependant is married or in a de facto relationship, they cannot be covered on a family policy and will need to take out their own cover.
* Based on the responses to these quote questions full Lifetime Health Cover loading may be applied to the policy premium. This quote may be amended when/if more information is provided to the Fund about your previous private health insurance cover history. In some circumstances, actual premiums may be lower than those quoted.

Choose your hospital cover

Options

No thanks,
I just want extras cover only.

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Our second highest level of hospital cover designed to balance your budget and health care needs.  Suitable for those not planning a family.

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A mid range cover designed to balance your budget and health care needs

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BronzePlus covers you for a wider range of services than Basic cover and is designed to balance your budget and health care needs

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Healthy Start is a combined hospital and extras package, providing cover for treatment in a public hospital and limited cover for treatment in a private hospital. Cover for shared or private room in a Participating Private Hospital for treatment of injuries directly relating to an accident. You are covered for the treatment of these injuries for up to 6 months from the date of the accident. This cover is suitable for singles, couples and families. An age-based discount may apply.

Select
Covered
  • Rehabilitation
  • Hospital Psychiatric Services
  • Palliative Care
  • Brain and Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Dental Surgery
  • Lung and Chest
  • Blood
  • Heart and Vascular System
  • Back, Neck and Spine
  • Plastic and Reconstructive Surgery (Medically Necessary)
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon)
  • Implantation of hearing devices
  • Cataracts
  • Joint Replacements
  • Dialysis for Chronic Kidney Failure
  • Insulin Pumps
  • Pain Management with Device
  • Sleep Studies
  • Pregnancy and Birth
  • Assisted Reproductive Services
  • Weight Loss Surgery
  • Rehabilitation
  • Palliative Care
  • Brain and Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Heart and Vascular System
  • Lung and Chest
  • Blood
  • Back, Neck and Spine
  • Plastic and Reconstructive Surgery (Medically Necessary)
  • Dental Surgery
  • Implantation of hearing devices
  • Cataracts
  • Joint Replacements
  • Dialysis for Chronic Kidney Failure
  • Insulin Pumps
  • Pain Management
  • Sleep Studies
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon)
  • Hospital Psychiatric Services (restricted)
  • Excludes Pregnancy and Birth
  • Excludes Assisted Reproductive Services
  • Excludes Weight Loss Surgery
  • Brain and Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Heart and Vascular System
  • Lung and Chest
  • Blood
  • Back, Neck and Spine
  • Plastic and Reconstructive Surgery (Medically Necessary)
  • Dental Surgery
  • Implantation of hearing devices
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon)
  • Rehabilitation (restricted)
  • Hospital Psychiatric Services (restricted)
  • Palliative Care (restricted)
  • Excludes Cataracts
  • Excludes Joint Replacements
  • Excludes Dialysis for Chronic Kidney Failure
  • Excludes Pregnancy and Birth
  • Excludes Assisted Reproductive Services
  • Excludes Weight Loss Surgery
  • Excludes Insulin Pumps
  • Excludes Pain Management with Device
  • Excludes Sleep Studies
  • Brain and Nervous System
  • Blood
  • Eye (Not Cataracts)
  • Ear, Nose and Throat
  • Tonsils, Adenoids and Grommets
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Lung and Chest
  • Kidney and Bladder
  • Male Reproductive System
  • Digestive System
  • Hernia and appendix
  • Gastrointestinal Endoscopy
  • Gynaecology
  • Miscarriage and Termination of Pregnancy
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer
  • Pain Management
  • Skin
  • Breast Surgery (Medically Necessary)
  • Diabetes Management (Excluding Insulin Pumps)
  • Dental Surgery
  • Rehabilitation (restricted)
  • Hospital Psychiatric Services (restricted)
  • Palliative Care (restricted)
  • Excludes Heart and Vascular System
  • Excludes Back, Neck and Spine
  • Excludes Plastic and Reconstructive Surgery (Medically Necessary)
  • Excludes Podiatric Surgery (Provided by a Registered Podiatric Surgeon)
  • Excludes Implantation of hearing devices
  • Excludes Cataracts
  • Excludes Joint Replacements
  • Excludes Dialysis for Chronic Kidney Failure
  • Excludes Pregnancy and Birth
  • Excludes Assisted Reproductive Services
  • Excludes Weight Loss Surgery
  • Excludes Insulin Pumps
  • Excludes Pain Management with Device
  • Excludes Sleep Studies
  • Rehabilitation (restricted)
  • Hospital Psychiatric Services (restricted)
  • Palliative Care (restricted)
  • Brain and Nervous System (restricted)
  • Eye (Not Cataracts) (restricted)
  • Ear, Nose and Throat (restricted)
  • Tonsils, Adenoids and Grommets (restricted)
  • Bone, Joint & Muscle (restricted)
  • Joint Reconstructions (restricted)
  • Kidney and Bladder (restricted)
  • Male Reproductive System (restricted)
  • Digestive System (restricted)
  • Hernia and appendix (restricted)
  • Gastrointestinal Endoscopy (restricted)
  • Gynaecology (restricted)
  • Miscarriage and Termination of Pregnancy (restricted)
  • Chemotherapy, Radiotherapy and Immunotherapy for Cancer (restricted)
  • Pain Management (restricted)
  • Skin (restricted)
  • Breast Surgery (Medically Necessary) (restricted)
  • Diabetes Management (Excluding Insulin Pumps) (restricted)
  • Heart and Vascular System (restricted)
  • Lung and Chest (restricted)
  • Blood (restricted)
  • Back, Neck and Spine (restricted)
  • Plastic and Reconstructive Surgery (Medically Necessary) (restricted)
  • Dental Surgery (restricted)
  • Podiatric Surgery (Provided by a Registered Podiatric Surgeon) (restricted)
  • Implantation of hearing devices (restricted)
  • Cataracts (restricted)
  • Joint Replacements (restricted)
  • Dialysis for Chronic Kidney Failure (restricted)
  • Pregnancy and Birth (restricted)
  • Assisted Reproductive Services (restricted)
  • Weight Loss Surgery (restricted)
  • Insulin Pumps (restricted)
  • Pain Management with Device (restricted)
  • Sleep Studies (restricted)

Add your extras

Options
From

One of our most comprehensive extras cover with the highest level of benefits. This cover can be taken with or without hospital cover, suitable for families, couples and singles.

 

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One of our most comprehensive extras cover with the highest level of benefits designed for families.

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One of our mid-range extras covers that provides for some core and more common services.

This cover must taken with hospital cover, suitable for families, couples and singles.

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One of our mid-range extras covers that provides for some core and more common services. This cover can be taken with or without hospital cover, suitable for families, couples and singles.

From

Healthy Start Extras forms part of the Healthy Start Basic Hospital Package.

This extras option appears automatically and forms part of the Healthy Start Basic Hospital Package quote.

From

One of our mid-range extras covers that provides for some core and more common services. This product has been designed with families in mind.

From

A cover design to cover basic needs and coverage for general and major dental (accident-only), optical and allied health services. 

Select
Covered
  • General dental
  • Major dental including orthodontics
  • Optical
  • Allied Health
  • Other inclusions
  • General Dental
  • Major dental including orthodontics
  • Optical
  • Allied health
  • Other inclusions
  • General dental
  • Major dental including orthodontics
  • Optical
  • Allied health
  • Other inclusions
  • General dental
  • Major dental including orthodontics
  • Optical
  • Allied health
  • Other inclusions
  • Limit for selected general dental treatment is $500 per person. Other dental treatment is only covered if it is a result of an accident and is limited to $250 per accident.
  • Optical services $130 per person per calendar year
  • Therapies: a basic range of 5 therapies
  • General dental
  • Optical
  • Allied health
  • Other inclusions
  • General dental
  • Major dental
  • Optical
  • Allied health
  • Other inclusions