current cover?In the first 12 months of hospital cover, you are not covered for treatment of a pre-existing ailment (excluding psychiatric ... changed your hospital cover in the last 12 months, the conditions of your previous cover may still apply. It is essential that you...

cover and your policy:Your cover 01Contact us 01An overview of what is covered 03Explained: what is covered 04What is not fully ... transferring from another fund• Existing member upgrading their level of coverPre-existing conditions 08Before going to hospital? 09...

cover and your policy:Your cover 01Contact us 01An overview of what is covered 03Explained: what is covered 04What is not fully ... transferring from another fund• Existing member upgrading their level of coverPre-existing conditions 08Before going to hospital? 09...

cover and your policy:Your cover 01Contact us 01An overview of what is covered 03Explained: what is covered 04What is not fully ... transferring from another fund• Existing member upgrading their level of coverPre-existing conditions 08Before going to hospital? 09...

cover and your policy:Your cover 01Contact us 01An overview of what is covered 03Explained: what is covered 04What is not fully ... transferring from another fund• Existing member upgrading their level of coverPre-existing conditions 08Before going to hospital? 09...