Lifetime health cover loading is a ‘penalty’ introduced by the Australian Government that means for each year you don’t hold private health insurance after you turn 31 you pay a two per cent lifetime health cover loading.
A mouthguard’s main job is to protect teeth from being damaged. Mouthguards help reduce instances of, broken, or chipped teeth, fractured crowns, root damage and bridgework, saving you from a trip to the dentist or even worse, hospital.