Looking for your private health insurance tax statement?
If you do your taxes online or through a registered tax agent, you no longer need a Latrobe Health Services tax statement. We'll send it directly to the ATO on your behalf. You may have received a text from us notifying you that they will be available from 9 July.
Go into the draw to win 1 of 5 $1,000 egift cards!*
Simply email yourself a quote on any of Latrobe Health's hospital or extras covers and you'll be entered into the competition to win! *T&C's apply.
Make the SWITCH today
Choose your policy
Compare our products and choose a level of cover that suits you. If you need help, click on the web chat button or call us.
We will do the paperwork
When you join Latrobe Health we'll ask you about your current cover and contact your old fund on your behalf to arrange the transfer
Enjoy the benefits
Once we've got your completed paperwork from your previous health fund, you can use your cover without re-serving wait periods^^.
^^ We recognise any waiting periods you served with your previous health fund. When switching to Latrobe Health on an equivalent or lower level of cover within 30 days of cover end date with old health fund, provided you already served your waiting period. You can use your cover with Latrobe Health after your previous insurer sends us your clearance certificate.
Get a health cover quote
Understanding Private Health Insurance
Helps pay for a range of treatments when you're admitted to hospital. Hospital cover gives you access to private hospitals, choice of health practitioners, and avoiding public hospital wait lists.
Helps pay for a range of everyday healthcare treatments and products that Medicare doesn't cover such as dental, glasses, massage and more.
Includes both hospitals and extras cover. Benefit from both types of insurance under one policy that covers a range of healthcare treatments both in and out of hospital.
Health Insurance Limits
Extras benefit limits place a cap on the amount you can claim. They typically reset every 12 months.
Waiting periods
Waiting periods apply to both extras and hospital policies. You will need to serve these before using the service and making a claim when you first join or increase your level of cover.
Switching health funds is quick and easy. Depending on your current excess level, you can transfer your waiting periods from your old policy to your new one so you can get started on claiming without having to wait.
The private health insurance rebate makes health insurance cheaper for most people. Your exact rebate is determined by your age and income.
The Lifetime Health Cover loading (LHC) kicks in if you don't have private hospital cover by age 31. You'll pay 2% extra for each year you're uninsured when you eventually get it.
The Medicare Levy Surcharge (MLS) is an income tax of up to 1.5% for high-income earners who do not have the appropriate level of private hospital cover. MLS is in addition to the Medicare Levy and is payable at tax time each year.
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Why choose Latrobe
Member satisfaction
Here at Latrobe Health, we take member satisfaction seriously. We're always working to improve what we do, for our member.
Low premiums
We work hard to keep our premiums low. We're also proud to invest in our members and community.
Easy switching
When you switch to Latrobe, we recognise any waits you've served with your previous fund and will do the paperwork for you.
Not for profit
We're here for our members, not to make profits. Around 90c in every dollar we receive is used to pay our members' claims.