From
12.50*

per week.

*Weekly Single Rate with Direct Debit and 25.059% Rebate applied.

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Top Extras

An affordable cover with a comprehensive range of benefits. This cover can be taken as a stand alone product or packaged with a hospital cover, suitable for singles, couples and families.
Compare our range of extras products

For further details on this cover and the information below, please view our health cover brochure.

What you're covered for

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General and major dental

$2,400 combined membership limit
General and major dental $1,200 per person / $2,400 per membership
$2,400

General dental
Includes diagnostic and preventative services, oral surgery, extractions, endodontics and restorations.
3 month waiting period applies to general dental services

Major dental
Includes crowns, bridgework, dentures & periodontics.
12 month waiting period applies to major dental services

A combined general & major dental limit applies of $1,200 per person / $2,400 per membership.

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Orthodontics

up to $2,000
Orthodontics range from $900 to $2,000 per course
up to $2,000

Benefits range depending on your years of membership.
Benefits are fixed at the level in which the course commences and paid over a 3 year period.

12 month waiting period applies to orthodontic services.

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Optical services

$180
Optical Services $180 per person per calendar year
$180

Includes spectacles and repairs, contact lenses and optical prescription sunglasses.

12 month waiting period applies to optical services.

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Therapies

Therapies: a comprehensive range of 13 therapies including chiropractic, physiotherapy and remedial massage
 
Therapy: Consultation
Acupuncture $20 per person, per consultation
Chiropractic $20 per person, per consultation
Massage:
  • remedial
  • therapeutic
$20 per person, per consultation
Myotherapy $20 per person, per consultation
Osteopathy $20 per person, per consultation
A combined limit of $450 applies to these therapies
Eye therapy $25 per person, per consultation
Occupational therapy $25 per person, per consultation
Speech therapy $25 per person, per consultation
A combined limit of $350 applies to these therapies
Audiology $25 per person, per consultation. Limit of $300
Dietitian $25 per person, per consultation. Limit of $300
Health screening:
  • mammograms
  • bone density testing
  • mole mapping
$55, every 2 years
Physiotherapy $25 per person, per consultation. Limit of $350
Psychology $50 per person, per consultation. Limit of $300
Visiting nurse $17 per person, per consultation. Limit of $250

2 month waiting period applies to these therapies

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Other health services

Additional services: a comprehensive range of health services including podiatry, health appliances, hearing aids, allergy/travel vaccines
 
Service: Benefit
Podiatry and orthotics up to $300 per person
 
Pharmacy
(per non PBS script)
up to $35 per person, with a limit of $250
Allergy/travel vaccines 70% of cost per person, with a limit of $200
A combined limit of $ 350 per person / $700 per membership
applies to pharmacy and allergy/travel vaccines
Health appliances:
  • blood glucose monitor
  • air compressor
  • nebuliser
  • TENS machine
  • CPAP machine
$250, maximum benefit of up to 80% of cost.
A combined limit of $500 per person, every 3 years
Hearing aid $650 per person, every 5 years
Lymphoedema garments $500 per person, with a limit of $500. Maximum benefit of up to 70% of cost.  
Prostheses (non-surgically implanted) $800 per person, with a limit of $800. Maximum benefit of up to 70% of cost.
Blood pressure monitor $100 per membership, every 3 years
QUIT smoking course $70 per course
 
Ambulance membership rebate

100%
When paid voluntarily, but not as a State tax or levy. Limit 1 family subscription or 2 single subscriptions

2 month waiting period applies to these additional services

Important Information

Waiting periods may apply.