Comprehensive extras cover with our highest level of benefits. This cover has no limits on essential dental services and extensive orthodontics cover.
Features
- Generous annual benefit limits for a wide range of allied health services, including physio, acupuncture, myotherapy, speech therapy and psychology
- Cover for optical and health appliances such as C-PAP machines, blood glucose monitors, hearing aids and lymphoedema garments
- Includes health maintenance services, such as health screenings, and
- Unlimited emergency ambulance transports.
Find out all the details and benefit limits for Premier Extras with Latrobe.
What you're covered for
Dental and major dental
General dental
| Description |
Benefit |
Annual limits |
Waiting period |
| Periodic oral examination |
$42 |
No limit
|
Two months
|
| Scale and clean |
$75 |
| Simple tooth extraction |
$84 |
| Adhesive restoration (filling one surface) |
$80 |
| Mouth guard (supplied by a dentist or dental technician) |
$80 per person |
$80 per person |
Major Dental
| Description |
Benefit |
Annual Limit |
Waiting period |
| Treatment of acute periodontal infection |
$55 |
$1,500 per person
|
12 months
|
| Preparation of one root canal |
$140 |
| Filling of one root canal |
$145 |
| Bridge pontic - indirect |
$550 |
| SUrgical tooth extraction |
$140 |
| Full crown veneers |
$680 |
Orthodontics
$3,000 lifetime limit
Orthodontics
| Description |
Benefit |
Annual Limit |
Waiting period |
| Benefits are fixed at the level in which the course of treatment starts and paid over a three year period |
Year 1 $0 |
Year 1 $0 |
12 months |
| Year 2 $300 |
Year 2 $900 |
| Year 3 $400 |
Year 3 $1,200 |
| Year 4 $500 |
Year 4 $1,500 |
| Year 5 $600 |
Year 5 $1,800 |
| Year 6-9 $800 |
Year 6-9 $2,400 |
| |
Year 10+ $3,000 |
Optical
$250 per person
| Description |
Benefit |
Annual limit |
Waiting period |
| Spectacles and repairs |
$250 |
$250 per person |
Six months |
| Contact lenses |
| Prescription sunglasses |
Allied health
Various limits
Physiotherapy
| Description |
Benefit |
Annual Limit |
Waiting period |
| Group physiotherapy or hydrotherapy |
$15 |
$1,000 combined for both group physio and physio services |
Two months |
| Physiotherapy |
$55 |
Chiropractic
| Description |
Benefit |
Annual limit |
Waiting period |
| Consultation |
$45 |
$350 per person |
Two months |
| X-ray consultation |
$80 |
Podiatry
| Service |
Benefit |
Annual limit |
Wait period |
| Podiatry consultation |
$30 |
$600 |
Two months |
| Podiatry services (including orthotics) |
Benefit amount varies, depending on service |
Other allied health
| Service |
Benefit limit |
Annual limit |
Waiting period |
| Osteopath consultation |
$45 |
$1,000 per person |
Two months |
| Acupuncture consultation |
$34 |
$1,000 per person |
| Audiology consultation |
$65 |
$1,000 per person |
| Eye therapy consultation |
$50 |
$1,000 per person |
| Massage (registered provider) |
$45 |
$350 per person |
| Myotherapy consultation |
$36 |
$1,000 per person |
| Nutrition and dietetics consultation |
$40 |
$1,000 per person |
| Occupational therapy consultation |
$50 |
$1,000 per person |
| Speech therapy consultation |
$60 |
$1,000 per person |
| Psychology consultation |
$80 |
$450 per person |
Other inclusions
Various limits
| Description |
Benefit |
Annual limit |
Waiting period |
| Emergency ambulance |
No limit |
No limit |
1 day |
| Ambulance rebate |
100% of paid ambulance subscription |
Two months |
| Purchase of blood glucose monitor |
90% of charge |
$250 total per person every three years
$500 total all appliances per membership every three years
|
12 months |
| Nebuliser |
| Air compressor pump |
| TENS machine |
| Peak flow monitor |
| CPAP machine |
| Bone density testing |
$75 |
$75 per person every two years |
Two months |
| Mammograms |
$75 |
| Mole mapping |
$75 |
| Hearing aid purchase |
$1,000 |
$1,000 per person every five years |
12 months |
| Pharmaceuticals - includes most presecribed items not subsidised by the government. Paid after the PBS standars subsidy charge has been deducted. |
$100 |
$400 |
Two months |
| Purchase of external prostheses |
90% of charge |
$800 per person every three years |
12 months |
| Lymphoedema garments (four per year) |
70% of charge |
$600 |
|
| Visiting nurse services provided by an approved private practice |
$40 |
$1,000 |
Two months |
