Premier Extras

One of our most comprehensive extras cover with the highest level of benefits. This cover can be taken with or without hospital cover, suitable for families, couples and singles.
Compare our range of extras products

For further details on this cover and the information below, please view our health cover brochure.

What you're covered for

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General and major dental

General dental: no limits apply
no limits apply

General dental includes diagnostic and preventative services, oral surgery, extractions, endodontics and restorations.

3 month waiting period applies to general dental services

Major Dental up to $1,500 per person
up to $1,500 per person

Crowns, bridgework, dentures & periodontics.
Limits increase over a 6 year period from $300 to a maximum of $1,500 per person.

12 month waiting period applies to major dental services

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Orthodontics

up to $3,000
Orthodontics range from $900 to $3,000 per course
$1000

Benefits range depending on your years of membership.
Benefits are fixed at the level in which the course commences and paid over a 3 year period.

12 month waiting period applies to orthodontic services.

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Optical services

$250
Optical services $250 per person per calendar year
$250

Includes spectacles and repairs, contact lenses and optical prescription sunglasses.

12 month waiting period applies to optical services.

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Therapies

Therapies: a comprehensive range of 14 therapies including chiropractic, physiotherapy and remedial massage with higher per person limits
 
Therapy: Consultation
Acupuncture $22 per person, per consultation.
Limit of $1,000
Audiology $65 per person, per consultation.
Limit of $1,000
Chiropractic $29 per person, per consultation.
Limit of $350
Dietitian $40 per person, per consultation.
Limit of $1,000
Eye therapy $40 per person, per consultation.
Limit of $1,000
Health screening:
  • mammograms
  • bone density testing
  • mole mapping
$75, every 2 year
Massage:
  • remedial
  • therapeutic  
$32 per person, per consultation.
Limit of $350
Myotherapy $35 per person, per consultation.
Limit of $1,000
Occupational therapy $50 per person, per consultation.
Limit of $1,000
Osteopathy $30 per person, per consultation.
Limit of $1,000
Physiotherapy $37 per person, per consultation.
Limit of $1,000
Psychology $80 per person, per consultation.
Limit of $450
Speech therapy $60 per person, per consultation.
Limit of $1,000
Visiting nurse $18 per person, per consultation.
Limit of $1,000
Pharmacy
(non PBS script)
up to $100 per person, limit of $400.

2 month waiting period applies to these therapies

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Other health services

Additional services: a comprehensive range of health services including podiatry, health appliances, hearing aids with higher per person limits
 
Service: Benefit
Podiatry and orthotics up to $600 per person
Health appliances:
  • blood glucose monitor
  • air compressor
  • nebuliser
  • TENS machine
  • CPAP machine
$250, maximum benefit of up to 90% of cost.
A combined limit of $250 per person / $500 per membership, every 3 years
Hearing aid $1,000 per person, every 5 years
Lymphoedema garments $600 per person, with a limit of $600. Maximum benefit of up to 70% of cost.  
Prostheses (non-surgically implanted) $800 per person, with a limit of $800. Maximum benefit of up to 90% of cost.
Mouthguards $65 per person
 
Ambulance membership rebate

100% of cost.
When paid voluntarily, but not as a State tax or levy. Limit 1 family subscription or 2 single subscriptions

2 month waiting period applies to these additional services

Important Information

Waiting periods may apply.