Why do you need home and contents insurance?

Protect your home, protect your belongings, and protect the assets you've worked so hard for! 

For most of us, our home is the single, largest investment we will make. Home and contents insurance provides cover for damage to your home and other structures on your property such as a garden shed or garage, fences and gates, decks and courtyards, even your garden furniture.

Don’t own the home you live in? Contents insurance can be taken without home insurance, giving you cover for your household and personal belongings. You might think your couch, coffee table, clothes, TV and CD player aren't worth a lot, but the cost of replacing those items quickly adds up.

Contents cover can be extended to include accidental loss or damage to your personal belongings away from home – in fact, anywhere in the world! For example, your wallet and keys are stolen from your handbag, you lose your mobile phone or you break the chain and lose a valuable necklace.

Finally, if someone is injured on your property or you damage property that belongs to others, you could be held legally responsible for the injury or damage. A home or contents policy provides legal liability insurance to protect you should this ever happen.

Why should you choose Latrobe for your home and contents insurance?

You trust us with your health insurance, so why not with your home and contents - 

• Over 50 years old - 10%plus
• Combined Building & Contents - $25.00
• Loyalty Discount up to 7.5%
• No Claim Bonus Discount up to 12.5%
• Security Discount 10%
• Choose a higher excess option to lower premiums ranging from $300-$5000
• Valuable Cover up to 100days worldwide cover
• Direct Debit Payments available from fortnightly to yearly at no extra cost

Call 1300 362 155 for an obligation free quotation, or email your insurance renewal details to info@lhs.com.au

Home & Contents insurance products issued by QBE Insurance (Australia) Limited ABN 78 003 191 035, AFSL 239545. A Product Disclosure Statement (PDS) should be considered before buying these products. A PDS can be obtained by calling 1300 362 155. Normal acceptance criteria apply.