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Why would I need health cover?

Latrobe's quality range of Hospital and Extras covers allows you the freedom to:

  • Choose a hospital
  • Choose a doctor
  • Choose when to be treated
  • Choose a level of cover that suits you
  • Take control of your health
  • Gain peace of mind and security

Government initiatives

  • Medicare Levy Surcharge – avoid paying this surcharge by joining appropriate hospital cover.
  • 30% Government Rebate – deduct your rebate from your contributions, or claim through your tax return.
  • Lifetime Health Cover – maintain your hospital cover and avoid the loading.

Some facts about claims

During the last financial year Latrobe paid $66.1 million in benefits:

  • Hospital benefits increased by 18.1% to $39.7 million
  • Medical benefits increased by 9.2% to $7.1 million
  • Prosthesis benefits increased by 19.3% to $10.5 million
  • Extras benefits increased by 2% to $8.8 million

During this period our 10 highest individual claims ranged from $69,278 to $163,456. These benefits were for procedures such as a total hip replacement with complications, gastroenterological surgery with complications and cardiac conditions requiring insertion of a defibrillator. The average cost for a defibrillator is now in excess of $53,000.


 

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