Top Hospital (H3)
No excess - 30% Rebate Rates - effective 6 April 2009

Product	Weekly	Fortnightly	Monthly	Quarterly	Halfyearly	Yearly
H3	$23.55	$47.10	$102.07	$303.12	$600.15	$1,175.85

Lifetime Health Cover loadings may apply. If you are 65 or older you may be eligible for a higher rebate.

What is covered in hospital
	Private or shared room	In a private or a public hospital, it's your choice. Private rooms are subject to availability on admission.
	Accommodation charges	Covers your room, theatre, intensive care, labour and recovery ward fees, medicines and drugs clinically required as part of your in-patient treatment.
	365 days accommodation cover	For admissions longer than 35 consecutive days, your cover continues when your doctor provides an ongoing Acute Care Certificate.
	Day procedures	These now account for more than half of all hospital treatment, such as knee arthroscopies, chemotherapy and cataract surgery.
	Surgically implanted prostheses	All prostheses are covered in accordance with the Commonwealth Prostheses Listing.
	Major surgery	Coronary/heart procedures, joint replacement, cataract surgery are just some of the major procedures covered.
	Obstetric related services	In-patient services directly related to childbirth such as antenatal services, complications of pregnancy, delivery and post natal care.
	Assisted reproductive services	Various treatments available to assist conception, such as IVF and GIFT.
	Psychiatric care	In-hospital treatment and programs for mental disorders.
	Rehabilitation	Treatment to restore self-sufficiency following an illness or injury usually in specialist centres and hospitals.
	Supported discharge	The supported discharge program is designed to provide an alternative to inpatient bed days. This program provides a wide range of services that assist members to be discharged from hospital to a safe and supported environment.
	Private midwife at a hospital birth	Services of a qualified private midwife instead of an obstetrician. Up to $450 per hospital birth.
	Your personal comforts	In participating private hospitals your cover includes the cost of local phone calls and TV hire.
	Autologous blood collections	Enables the use of your own blood during operations.
	In-hospital medical gap cover	Medicare rebates 75% of the Medicare Schedule Fee for in-hospital medical charges and Latrobe rebates the remaining 25%.
	Just Ask!®	Additional medical benefits to reduce or eliminate the gap for in-hospital medical charges higher than the Medicare Schedule Fee.

Click here to view list of participating hospitals

Click here to download application form

Information in this document is correct as at 6 April 2009, and may be subject to change without notice. For full details on any information please call 1300 362 155 or refer to our current policy document. All products referred to herein are trademarks or registered trademarks of Latrobe Health Services Limited