| What is covered in hospital |
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Private or shared room |
In a private or a public hospital, it's your choice. Private rooms are subject to availability on admission. |
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Accommodation charges |
Covers your room, theatre, intensive care, labour and recovery ward fees, medicines and drugs clinically required as part of your in-patient treatment. |
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365 days accommodation cover |
For admissions longer than 35 consecutive days, your cover continues when your doctor provides an ongoing Acute Care Certificate. |
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Day procedures |
These now account for more than half of all hospital treatment, such as knee arthroscopies, chemotherapy and cataract surgery. |
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Surgically implanted prostheses |
All prostheses are covered in accordance with the Commonwealth Prostheses Listing. |
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Major surgery |
Coronary/heart procedures, joint replacement, cataract surgery are just some of the major procedures covered. |
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Obstetric related services |
In-patient services directly related to childbirth such as antenatal services, complications of pregnancy, delivery and post natal care. |
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Assisted reproductive services |
Various treatments available to assist conception, such as IVF and GIFT. |
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Psychiatric care |
In-hospital treatment and programs for mental disorders. |
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Rehabilitation |
Treatment to restore self-sufficiency following an illness or injury usually in specialist centres and hospitals. |
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Supported discharge |
The supported discharge program is designed to provide an alternative to inpatient bed days. This program provides a wide range of services that assist members to be discharged from hospital to a safe and supported environment. |
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Private midwife at a hospital birth |
Services of a qualified private midwife instead of an obstetrician. Up to $450 per hospital birth. |
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Your personal comforts |
In participating private hospitals your cover includes the cost of local phone calls and TV hire. |
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Autologous blood collections |
Enables the use of your own blood during operations. |
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In-hospital medical gap cover |
Medicare rebates 75% of the Medicare Schedule Fee for in-hospital medical charges and Latrobe rebates the remaining 25%. |
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Just Ask!® |
Additional medical benefits to reduce or eliminate the gap for in-hospital medical charges higher than the Medicare Schedule Fee. |