Family Hospital Cover options

Top Hospital
Our most comprehensive hospital cover, with no excess or co-payment. Choose your own doctors, when and where you will be treated. You have access to an Australia wide network of participating private hospitals and all public hospitals, in your choice of a private or a shared room.

MemberShare
There are sensible ways to save money on health cover, but skipping coverage isn't one of them. Top Hospital with MemberShare costs less only because you agree to make a daily co-payment. And with so many hospital procedures now being provided "same day", MemberShare is a smart cover option.

CoverWise
Having the most comprehensive hospital cover doesn't always mean paying the highest price. Top Hospital CoverWise options cost less only because you agree to pay an excess. You never pay more than one excess per person, with a maximum of two per family, in any calendar year.

Loyal Members
Enjoy all the benefits of Top Hospital cover but at a lower price. The excess starts at $300 during your first membership year, reducing each year thereafter. Best of all, the excess continues to reduce even if you have claims. From your fifth year onwards you qualify for Top Hospital benefits at a lower price with no excess to pay.

Family Care
Why pay for family cover plus single memberships for your children when they stop full time study?
Family Care is a cost effective option.

Extras Cover
To compliment your hospital cover