Premier Gold is the perfect choice if you want the very best extras cover available from Latrobe. It includes a wide range of services, and the rebates are much higher than usual. On many services there's no family limit to the amount you can claim, so it's ideal for larger families,
or those who need ongoing treatment.
Premier Gold can be taken on its own or combined with your hospital cover.
Premier Gold extras cover detail
|
Cover details
|
Years of
membership
|
Maximum
benefit
|
Personal
limit
|
General dental
|
|
Including diagnostic and preventative services,
oral surgery, extractions, endodontics and restorations
|
- |
- |
- |
Major dental
|
|
Crowns, bridgework, dentures and periodontics
|
1
|
- |
No benefit |
|
2
|
- |
$300 |
|
3
|
- |
$500 |
|
4
|
- |
$800 |
|
5
|
- |
$1000 |
|
6+
|
- |
$1500 |
Orthodontics
|
|
Benefits are fixed at the level in which the course
commences and paid over a 3 year period
|
|
Maximum
per year |
Maximum
per course |
|
1
|
No benefit |
No benefit |
|
2
|
$300 |
$900 |
|
3
|
$400 |
$1200 |
|
4
|
$500 |
$1500 |
|
5
|
$600 |
$1800 |
|
6-9
|
$800 |
$2400 |
|
10+
|
$1000 |
$3000 |
Other health services
|
Other health services detail
|
Initial
consultation
|
Subsequent
consultations
|
Personal
limit
|
|
Acupuncture
|
$40 |
$32 |
$1000 |
|
Audiology
|
$65 |
$65 |
$1000 |
|
Chiropractic
|
$46 |
$29 |
$350 |
|
Chiropractic X-ray
|
$80 |
$80 |
One |
|
Dietitian
|
$45 |
$40 |
$1000 |
|
Eye therapy
|
$50 |
$40 |
$1000 |
| Health screening
Every 2 years: Mammograms, bone density testing,
mole mapping
|
$75
|
$75
|
$75
|
|
Massage - remedial and therapeutic
|
$36 |
$32 |
$350 |
|
Myotherapy
|
$40 |
$35 |
$1000 |
|
Naturopathy
|
$30 |
$30 |
$250 |
|
Occupational therapy
|
$50 |
$50 |
$1000 |
|
Osteopathy
|
$45 |
$30 |
$1000 |
|
Physiotherapy
Group physiotherapy/hydrotherapy consultation
Combined limit:
|
$42
$15 per class
-
|
$37
$15 per class
-
|
-
-
$1000
|
|
Psychology
|
$80 |
$80 |
$450 |
|
Speech therapy
|
$60 |
$60 |
$1000 |
|
Visiting nurse
|
$45 |
$18 |
$1000 |
Premier Gold extras cover detail
|
Cover details
|
Years of
membership
|
Maximum
benefit
|
Personal
limit
|
Optical
|
|
Includes spectacles and repairs, contact lenses
and optical prescription sunglasses
|
- |
$250 |
$250 |
Pharmacy1
|
|
Maximum per prescription
|
- |
$100 |
$400 |
Podiatry
|
|
Benefits are a set amount depending on item number
for consultations, treatment and orthotics prescribed
by a podiatrist
|
- |
- |
$600 |
Health appliances
|
|
Per membership every 3 years:
Blood glucose monitor
Air compressor
Nebulisers
TENS machine
C-PAP machine
Combined membership limit:
|
-
-
-
-
-
-
|
Up to 90% of cost
Up to 90% of cost
Up to 90% of cost
Up to 90% of cost
Up to 90% of cost
-
|
$250
$250
$250
$250
$250
$500
|
Lymphoedema garments
|
|
4 garments per year
|
- |
Up to 70% of cost |
$600 |
Prostheses
|
|
(Non surgically implanted), every 3 years
|
- |
Up to 90% of cost |
$800 |
Hearing aid
|
|
Includes repairs other than batteries, every 5 years
|
- |
$1000 |
$1000 |
Mouth guards
|
|
Supplied by a dentist or dental technician
|
- |
$65 |
$65 |
Ambulance subscription rebate
|
|
When paid voluntarily, but not as a state tax or levy.
Limited to one family or two single subscriptions
|
- |
- |
100% |
Travel Insurance discount on policies purchased through Latrobe
|
|
Premier Gold only
|
- |
10% |
- |
|
Premier Gold combined with hospital cover
|
- |
25% |
- |
1. Exclusions apply. Please refer to pharmacy benefits.